If you have been in a motor vehicle accident, you may be aware that there are significant caps for how much compensation and reimbursement you can receive for things such as income replacement benefits, physical therapy, housekeeping, or care giving.

If you have ever been involved in a car collision, a hundred emotions and questions can race through your mind all at the same time. If you or anyone has been injured, that has to be taken care of first. And then come the questions – when do you report an accident, when you don’t need to report, and what are the consequences of each?