Motor Vehicle Accident Claims: FAQs

by | Mar 31, 2016 | Publications

Motor Vehicle Accident Claims: FAQs

1. How do I contact my insurance company?

If you cannot easily locate a phone number for your insurance company, contact your insurance broker. They will put you in contact with the appropriate person to report your claim.

2. What if I am contacted by a representative from the insurance company for the person responsible for the accident?

You have no obligation to speak to such a person. We very strongly recommend that you do not speak to the insurance company representing the at-fault motorist until you have first consulted with an experienced personal injury lawyer.

3. How do I find an experienced and highly competent personal injury lawyer?

Ask other people who may have experience in personal injury cases such as the social workers and health care professionals at the hospital. Search the internet. Ask your doctor if he or she has had any dealings with a particular personal injury law firm. The lawyers at Mackesy Smye enjoy an outstanding reputation in the community. Feel free to ask others about us.

4. What if I feel that my insurance company is starting to decide who my treatment providers are going to be? Do I have any say?

Your insurance company does not have the right to dictate the nature or extent of your treatment. Although the insurance company may be obliged to pay for such services, your health care remains in the hands of your physicians and other health care professionals who are treating you. This is an area in which injured people frequently require the services of an experienced personal injury lawyer to ensure that the insurers live up to their obligation towards their insured.

5. How much do personal injury lawyers cost?

You should not be hesitant in openly discussing fees with your lawyer. At Mackesy Smye, we do not ask for any fees until your case has been successfully completed. Our fees are paid out of the recovery we obtain on your behalf. The initial consultation with all lawyers in our firm is free. If your injuries prevent you from attending at our office, we attend at either your home or the hospital.

Keep This Information For Future Use

 

Personal Injuries at Provincial Campgrounds

Personal Injuries in Provincial Parks – do you know what to do if you get hurt at a provincially run campground this summer? And what about deadlines? Learn who’s accountable and how quickly you need to consult with a lawyer.

Suing for Whiplash – A Pain in the Neck

Whiplash is perhaps the most common injury associated with auto collisions. But many insurance companies are suspicious of whiplash claims and will do anything to deny payment. Read the full article to learn more.

Personal Injury Claims & Social Media

Don’t Self-Sabotage on Social Media – the defence is looking to discredit you, and you might be giving them everything they need. Use social media responsibly during your trial so that your posts can’t be used against you – read the full article to learn more.

Slips, Trips & Falls – Business vs Private Residence

Where you had your accident can matter as much as why you got hurt. The Occupier’s Liability Act holds businesses and homes to different standards. Find out how this could affect your case, read the full article to learn more.

Bicycle Accidents and Personal Injuries

Cyclists assume way more risk than drivers. And if the two ever collide, the cyclist’s injuries could be serious and permanent. If you’ve been hurt in an accident involving a car or truck read the full article to learn more.

Loss of Limb – Potential Impacts to Lawsuit

The nature and severity of amputation make it unique among personal injury claims. Make sure you’re taking everything into consideration before submitting your claim – read the full article to learn more.

Dangerous Street Racing & Stunt Driving – Personal Injury Lawsuits

We’re already sharing the road with self-driving cars. But who’s at fault when they get involved in accidents that cause injuries to other drivers? And can you sue? Read the full article to learn more..

Personal Injury and the Canada Revenue Agency

If you win a personal injury lawsuit in Ontario, how much will you lose in taxes? How do you hold onto it and keep it out of the hands of the taxman? Click here to learn about tax-free structured annuities.

Autonomous Driving Accidents & Personal Injury

We’re already sharing the road with self-driving cars. But who’s at fault when they get involved in accidents that cause injuries to other drivers? And can you sue? Read the full article to learn more..

Personal Injury Claims & Accidents Involving Uber or Lyft Drivers

When ridesharing becomes accident-sharing – who’s responsible for injuries when Lyft and Uber drivers are involved in a crash? For simple answers to this complex and complicated question, click here for our comprehensive guide to ridesharing injuries.